You should have a good password. But any password can be broken.
The whole security system is broken. The things that just now introduced should have already been in place. The cost of good security is smaller than the cost of stolen credit cards and fraud commuted by criminals. So what should you do?
Here are some ideas. First, get a good password. And write it down someplace where you will find it but a stranger will not. Noways you may need to have a password that has 10 or more letters or numbers. Make sure you have a way to find it when you need it. And do not use the same password for many accounts.
What else? Consider what bank you will use. Not point it using a bank that has already got it wrong. They do not learn from their mistakes. They continue looking for a quick and easy solution. That is how they got it wrong to begin with.
The problems lies in the Data Centers and all the things that work together to make the Internet work. People have a false sense of security. Even major government departments have had their systems broken into by criminals.
You may want to think about reducing the amount of money you put into any one bank of institution. Well, where should you put your money? My answer might alarm you.
Give some financial help to our family and friends. Even ones you think will not pay you back. In the future, it something really bad happens, your family and friends will come to your aid. But not because you gave them money. When that does happen, and it will, you will feel better because your helped them first.
Think about it. You know this is right.